Privacy Policy
Privacy Policy
TravelInsuranceRatings.com has created this Privacy Policy in order to set forth the principles governing our information-gathering and dissemination practices, including but not limited to such activities as forums/reviews, chat rooms, product reviews, article commentary, blogs, RSS feeds and newsletters, among other offerings. TravelInsuranceRatings.com has a strong commitment to the privacy of our users. Please note that this Privacy Policy applies only to information collected through TravelInsuranceRatings.com and not to information collected offline or to information you may provide to any third-party sites to which TravelInsuranceRatings.com may link, except as expressly provided herein.
Information We Collect
There are two kinds of information that TravelInsuranceRatings.com can obtain about you: “Anonymous Information” and “Personally Identifiable Information.”
“Anonymous Information” consists of non-personally-identifiable data, such as your Internet Protocol (“IP”) address or domain, or information about your usage on TravelInsuranceRatings.com that is used for administrative purposes only. For example, an IP address is a unique string of numbers that is assigned to your computer by your Internet Service Provider. Web servers automatically identify your computer by its IP address. We may collect our users’ IP addresses for such purposes as to help diagnose problems with our servers and to report aggregate information to our advertisers, corporate affiliates and consultants, and to third parties that perform particular services on our behalf.
“Personally Identifiable Information” is any information that personally identifies you, such as your name, street address, email address, or telephone number. We collect such information when, for example, you contact us through an online form, subscribe to our email newsletter, and participate in other interactive online activities such as reviews.
In all cases, we will only use your information as permitted by law. Notwithstanding any other provision of this Privacy Policy, however, we may disclose Personally Identifiable Information to others if we are required to do so by law or we in good faith believe that such action is necessary to (a) comply with the law or with legal process; (b) protect and defend our rights and property; (c) protect against misuse or unauthorized use of the Site; or (d) protect the personal safety or property of our users or the public. Please note that we may not provide you with notice prior to disclosure in such cases.
Use of “Cookies”
TravelInsuranceRatings.com uses “cookies” – data that is transferred from TravelInsuranceRatings.com to your hard drive for record-keeping purposes.
Disclosure of Information through Business Transfers
As we continue to develop our business, we may buy, merge or partner with other companies or businesses, and in so doing, acquire customer information. In such transactions, user information may be among the transferred assets. Similarly, in the event that a portion or all of TravelInsuranceRatings.com’s assets are sold or transferred to a third party, customer information (including your email address) would likely be one of the transferred business assets.
Third Party Web Sites
TravelInsuranceRatings.com contains links to third-party Web sites not owned or controlled by TravelInsuranceRatings.com. TravelInsuranceRatings.com is not responsible for the privacy practices or the content of such third-party Web sites. Inclusion of any linked Web site on TravelInsuranceRatings.com does not imply or express an approval or endorsement of the linked Web site by us, or of any of the content, opinions, products or services provided on these Web sites. Even if an affiliation exists between TravelInsuranceRatings.com and a third-party Web site, we exercise no control over linked sites. Each of these linked sites maintains its own independent privacy and data collection policies and procedures. If you visit a Web site via a link from one of our Sites, we encourage you to consult that Web site’s privacy policy before providing any personal information, and whenever interacting with any such Web site.
Commenting
TravelInsuranceRatings.com may make article commenting available to users. Please remember that any such information that you may choose to provide in these areas becomes accessible to the public, and also becomes the property of TravelInsuranceRatings.com in accordance with our Terms and Conditions, and we may use such information in any way that we see fit. Consequently, you should exercise caution when deciding to disclose your personal information or to upload content of any kind.
Security
TravelInsuranceRatings.com has reasonable security measures in place to protect the loss, misuse and alteration of the information under our control. Security of information communicated by or to us over the Internet is of utmost concern to us; however, no data transmission over the Internet can be guaranteed to be 100% secure. Please note that your email, like most, if not all, unencrypted Internet communications, may potentially be accessed and viewed by other Internet users, without your knowledge and permission, while in transit to us. For that reason, to protect your privacy, please do not use email to communicate information to us that you consider confidential. While we strive to protect your personal information, TravelInsuranceRatings.com cannot ensure or warrant the security of any information you transmit to us. Once we receive your transmission, we will use reasonable efforts to ensure its security on our internal systems. Depending on the nature of the inquiry, your communication may be discarded or archived.
Policy Regarding Minors
Children should always ask parents before providing any personal information online. No information should be submitted to or posted on TravelInsuranceRatings.com by any minor (a person under 18 years of age) without the consent of a parent or guardian. Unless otherwise disclosed during collection, we do not knowingly provide any Personally Identifiable Information about minors, regardless of its source, nor is this information knowingly used by TravelInsuranceRatings.com for any marketing or promotional purposes. Minors are not eligible to participate in contests.
TravelInsuranceRatings.com abides by the Children’s Online Privacy Protection Act. In the event that we learn that we have collected information from any child under the age of 13 without verification of parental consent, we will delete this information from our database as quickly as reasonably possible. If you believe that any Site has collected any information about anyone under 13, please contact TravelInsuranceRatings.com’s Site Administrator via email at one of the addresses listed below.
Financial Relationships
Please note that TravelInsuranceRatings.com may have financial relationships with some of the companies mentioned on this website. In some instances, TravelInsuranceRatings.com may be compensated if consumers choose to utilize the links located throughout the content on this site and generate sales for said company.
Limitation of Liability
TravelInsuranceRatings.com PROVIDES THE INFORMATION, SERVICES AND PRODUCTS ON THIS WEB SITES “AS IS” WITHOUT WARRANTIES OF ANY KIND. YOU AGREE THAT TravelInsuranceRatings.com SHALL NOT BE RESPONSIBLE FOR ANY CONTENT FOUND ON OUR FORUMS/REVIEWS, THAT ANY DOWNLOADING OF MATERIALS FOUND ON OR THROUGH TravelInsuranceRatings.com FORUMS IS DONE AT YOUR OWN RISK, AND THAT TravelInsuranceRatings.com IS NOT RESPONSIBLE FOR UNSOLICITED COMMUNICATIONS THAT ARISE FROM YOUR POSTINGS. TravelInsuranceRatings.com SHALL NOT BE RESPONSIBLE IN ANY MANNER FOR THE ACTS OF ANY THIRD PARTY, INCLUDING WITOUT LIMITATION, ANY THIRD PARTY WEBSITE.
Consent and Modifications to this Privacy Statement
TravelInsuranceRatings.com is controlled, operated and administered entirely within the United States. By using TravelInsuranceRatings.com and/or participating in the activities of TravelInsuranceRatings.com Community, you signify your agreement to the terms of this Privacy Statement. If you do not agree with this Privacy Statement, please do not disclose any personal information through our site. TravelInsuranceRatings.com may modify this Privacy Statement at any time, at its discretion, and modifications are effective upon being posted on this the applicable Site. You are responsible for reviewing this Privacy Statement periodically to ensure that you are aware of any changes to it.
Contacting TravelInsuranceRatings.com
If you have any questions about this Privacy Statement you may contact us at:
privacy@travelinsuranceratings.com
How Travel Insurance Agencies Assist Customers With Hotel Reservations
International travel assistance and concierge benefits with hotel reservations are among the many services offered by major travel insurance agencies. Travel insurance policies with complimentary concierge service and hotel reservation benefits are ideal for business travelers and leisure vacationers. In the event of unexpected circumstances or unplanned changes to your trip itinerary, a hotel reservations program can locate a hotel in your area and book accommodations on your behalf. Travel insurance agencies also offer a variety of...
read moreHow To Get Low Premiums On Annual Travel Insurance Coverage
If you travel three times a year or more, purchasing travel insurance coverage with annual or multi-trip benefits is a great way to take advantage of comprehensive coverage with low premiums. Annual travel insurance coverage is ideal for individuals, families and senior citizens who travel regularly. In most cases, purchasing an annual travel insurance policy that is renewable in 12-month increments is more affordable than purchasing single-trip coverage for several separate destinations. As a general rule, if you travel more than three times...
read moreHow To Locate The Best Travel Insurance For Honeymoons
There are few trips more exciting than honeymoons. The joy of being “just married,” combined with what is typically a luxury destination that allows both spouses to simply relax and enjoy each other’s company is something seldom equaled, and many married couples look back on their honeymoon trip with great joy. But while the trip itself can include a fabulous destination and sumptuous food, a traveling couple would do well not to ignore the more important issues facing them when they travel – the need to ensure that they are taken...
read moreHow To Compare International Travel Insurance Plans
Traveling can be an exciting time for individuals and families alike. The chance to visit some far-off destination that you only heard about on television or read about in a magazine can be a once in a lifetime experience for many. Everything about traveling overseas can seem so new and alluring that you often only think about the best possible outcome of your travel experience. The things you might not think about are those instances that could result in negative consequences; instances such as an injury to you or a family member, flight...
read moreMaking Sure To Know How To Access Your Travel Insurance Policy When Needed
Though most people have some form of medical insurance, few policies cover medical costs incurred when a person travels outside the United States. Getting a travel insurance policy before departing on an international trip ensures that a person is covered should anything unforeseen happen. Accessing travel insurance once it’s been purchased is as important as buying the actual policy. Travel insurance policies can cover everything from a standard doctor’s visit to catastrophic incidents. Your age, length of trip and the type of...
read moreHow Travel Agents Are Compensated By Travel Insurance Companies
Travel insurance has become quite common and affordable these days. Given the fact that there are several different types of travel insurance policies available, it is not difficult to find a travel insurance policy that fits a person’s travel plans. Travel insurance has also become available to travel agents and opened up new doors for them to make some extra money, in the form of commissions. It is a known fact that many countries’ visa requirements include travel insurance. And, when you grasp the sheer numbers of people who travel...
read moreStatistics about the Travel Insurance Industry
Travel insurance is about as interesting as auto insurance, and if you are like most of us, your knowledge and expertise ranges from little to none. Many of us assume that trips will be trouble free and put little effort or time into selecting travel insurance. According to the United States Travel Insurance Association, only about 30% of all passengers purchase travel insurance, a number that went up by 10% after the terrorist attack on the World Trade Center in 2001. When Snowstorm Nemo in February of 2013 resulted in the canceling of 3,700...
read moreInformation About “Opt Out” Travel Insurance
Purchasing travel or trip insurance is often recommended, especially for expensive trips. Good travel insurance should cover everything from trip cancellation to medical evacuation to lost luggage. Many booking sites also offer travel insurance. Purchasing this insurance might seem to be a convenient option, but it’s rarely the best insurance available. Most experts recommend that you purchase travel insurance separately from a specialist agency (if you are using a full service travel agency, rare these days, then you may find they are...
read moreHow Travel Insurance Companies Provide Protection From Travel Emergencies
The last thing anyone wants to worry about while on vacation is any sort of emergency. Emergency situations can happen at any moment and anywhere. It is important for anyone who is looking to travel to make sure that they are covered while in the air, on the road, or once they reach their destination. Most medical insurance coverage does not cover anything outside of the provider network and that means that anything that happens on a vacation in the US or overseas could not be covered. Travel insurance companies provide coverage all over the...
read moreWhy Travel Insurance Reviews Are Helpful For Frequent Travelers
Whenever you decide to go on travel, it’s a good idea to get travel insurance. This way, you’re protected against cancellations in your travel plans, lost luggage and also your health, no matter where you decide to go. Reading up on travel insurance reviews can prove to be very helpful, because it will give you various reasons why one company is better than another and help you decide which plan is best for you. One of the most important things to find out with travel insurance is the customer service. If you need to make a claim, you want...
read moreBuy Travel Insurance
