Travel Insurance 101

An Overview of Travel Insurance

When going on a trip, whether it be for business or pleasure purposes, it is important to be prepared. One of the best ways to be prepared is by purchasing travel insurance. This type of insurance can have significant benefits in the event that unforeseen incidences were to take place. There are many types of trip insurance plans that a traveler can purchase. Generally, the more basic the policy, the cheaper the policy will cost.

One of the most common types of trip insurance is known as trip cancellation coverage. This type of policy will reimburse a person for his or her hotel and flight, or rental car, expenses in the event that the trip cannot be taken. Coverage within this type of policy usually kicks into effect if a cancellation takes place due to extreme weather conditions, jury duty, bankruptcy of a cruise line or airline, and also in the unfortunate event of a sudden illness or death. Many times, also included within trip cancellation coverage is something known as Terrorism insurance. This portion of the policy reimburses travelers in the event that their trip is canceled or cut short due to terrorism issues.

Another beneficial type of trip insurance for travelers to purchase is that which covers medical emergencies. For people who are traveling into and through countries that are underdeveloped, having coverage to pay for medical emergencies cannot be undervalued. If at anytime during the trip a person needs medical attention, this type of insurance will pay for doctor visits and prescriptions. Since all policies vary when it comes to travel insurance, it is important for all policyholders to make sure their policies cover medical emergencies.

For people who are traveling by flying from destination A to destination B, it can be useful to purchase a trip insurance policy that covers non-refundable tickets. This will ensure reimbursements can be obtained in the event that a flight is canceled or missed.

AXA Assistance USA

Posted by on Nov 5, 2017 in Travel Insurance Company Reviews | 0 comments

AXA Assistance USA

AXA does business under the AXA Assistance USA brand in the United States. They are underwritten by American Modern Home Insurance, which is rated A+ (Superior) by A.M. Best.

read more

April Travel Protection

Posted by on Nov 5, 2017 in Travel Insurance Company Reviews | 1 comment

April Travel Protection

April International does business under the April Travel Protection brand in the U.S. They are underwritten by American Modern Home Insurance, which is rated A+ (Superior) by A.M. Best.

read more

IMG (International Medical Group)

Posted by on Nov 4, 2017 in Travel Insurance Company Reviews | 1 comment

IMG (International Medical Group)

IMG is an established player in the travel medical space. They are owned and underwritten by Sirius International Insurance Group and have been in business since 1990.

read more

CSA Travel Protection

Posted by on Apr 21, 2015 in Travel Insurance Company Reviews | 3 comments

CSA Travel Protection

CSA Travel Protection is an established global player in the travel insurance industry. They are underwritten by Generali U.S. Branch. CSA Travel Protection has been in business since 1991.

read more

World Nomads

Posted by on Jan 20, 2015 in Travel Insurance Company Reviews | 2 comments

World Nomads

World Nomads is an insurance company specializing in providing coverage to travelers worldwide. With travel insurance offerings in more than 150 countries, it has some of the most extensive reach of any company in the industry.

read more

RoamRight

Posted by on Dec 22, 2012 in Travel Insurance Company Reviews | 11 comments

RoamRight

RoamRight is a travel insurance company founded by experts with a combined experience of more than 60 years in the industry. They offer customizable plans to protect you while traveling with competitive pricing and coverage.

read more

Travelex Insurance

Posted by on Apr 25, 2012 in Travel Insurance Company Reviews | 11 comments

Travelex Insurance

Travelex has over 55 years of experience in the travel insurance business and is a leading provider of travel protection. Their travel protection plans offer a variety of features, benefits and emergency assistance services.

read more

Allianz Global Assistance

Posted by on Apr 25, 2012 in Travel Insurance Company Reviews | 12 comments

Allianz Global Assistance

Allianz Global Assistance is a travel insurance company that has always believed in fair prices for their insurance plans. They offer affordable insurance with services that are essential to those who travel abroad.

read more

Travel Guard

Posted by on Feb 22, 2012 in Travel Insurance Company Reviews | 18 comments

Travel Guard

Travel Guard has been around for more than 20 years. They are the leading travel insurance provider in the United States. They have thorough travel insurance plans that are sent to about 15,000 travel companies throughout the world.

read more

Travel Insured International

Posted by on Apr 23, 2011 in Travel Insurance Company Reviews | 8 comments

Travel Insured International

Travel Insured International is one of the top trip insurance providers and has been offering solid insurance plans for decades. Their trip protection plans are a combination of comprehensive coverage and financial prudence for travelers.

read more