Why You Shouldn’t Buy the Only Travel Insurance Policy Offered When You Book a Trip

Travel Insurance Offered at Booking Time May Not be Best Option

booking-pathMany travelers never think about taking out travel insurance until it is offered when they book their trip. It is not wise to assume that the trip insurance policy offered at trip booking time has the best interests of the traveler in mind.

Make sure you take your time to investigate all possible options when considering a travel insurance policy. Make a list of the benefits of the policy offered at the time you booked your trip. Then use the Internet to compare the wide range of policies offered online.

When you compare, you will find that the best type of insurance for travel is a package plan. This type of policy offers the best coverage, with the most benefits. Usually trip cancellation is covered in a good trip insurance policy. By choosing the best possible policy that covers your individual needs, you will have protected the considerable investment that you have made in your trip.

Be aware that the best insurance plans for travel also cover situations such as interruption of your trip and damage or loss of baggage. Depending on the type of personal health insurance that you already have, you might consider a trip insurance package that covers dental, medical and evacuation in an emergency situation. The best travel insurance companies have 365 day, 24-hour assistance for travelers holding one of their policies. Many also include benefits because of death from accidental causes. These should include return of the traveler to their home country and city.

Make sure you read every line of any travel protection insurance policy before signing or paying any money. When problems occur you need complete coverage. Think of what things you might need while traveling if problems arrive. Often important areas like rental car coverage are left out. Make sure the policy you accept also covers your activities regardless of whether you travel for pleasure or do some business on the trip. Often a trip will involve both types of activities. You do not want to lose coverage because a disagreement takes place about the reason for your travel.

Avoid buying insurance for travel in an impulsive way. A fair comparison of insurance for travel purposes often reveals many deficiencies in policies offered when travel is booked. Take the time to protect your trip, yourself and your family every time you travel. The time you spend doing this research will be well worth it.

AXA Assistance USA

Posted by on Nov 5, 2017 in Travel Insurance Company Reviews | 0 comments

AXA Assistance USA

AXA does business under the AXA Assistance USA brand in the United States. They are underwritten by American Modern Home Insurance, which is rated A+ (Superior) by A.M. Best.

read more

April Travel Protection

Posted by on Nov 5, 2017 in Travel Insurance Company Reviews | 1 comment

April Travel Protection

April International does business under the April Travel Protection brand in the U.S. They are underwritten by American Modern Home Insurance, which is rated A+ (Superior) by A.M. Best.

read more

IMG (International Medical Group)

Posted by on Nov 4, 2017 in Travel Insurance Company Reviews | 1 comment

IMG (International Medical Group)

IMG is an established player in the travel medical space. They are owned and underwritten by Sirius International Insurance Group and have been in business since 1990.

read more

CSA Travel Protection

Posted by on Apr 21, 2015 in Travel Insurance Company Reviews | 3 comments

CSA Travel Protection

CSA Travel Protection is an established global player in the travel insurance industry. They are underwritten by Generali U.S. Branch. CSA Travel Protection has been in business since 1991.

read more

World Nomads

Posted by on Jan 20, 2015 in Travel Insurance Company Reviews | 2 comments

World Nomads

World Nomads is an insurance company specializing in providing coverage to travelers worldwide. With travel insurance offerings in more than 150 countries, it has some of the most extensive reach of any company in the industry.

read more

RoamRight

Posted by on Dec 22, 2012 in Travel Insurance Company Reviews | 11 comments

RoamRight

RoamRight is a travel insurance company founded by experts with a combined experience of more than 60 years in the industry. They offer customizable plans to protect you while traveling with competitive pricing and coverage.

read more

Travelex Insurance

Posted by on Apr 25, 2012 in Travel Insurance Company Reviews | 11 comments

Travelex Insurance

Travelex has over 55 years of experience in the travel insurance business and is a leading provider of travel protection. Their travel protection plans offer a variety of features, benefits and emergency assistance services.

read more

Allianz Global Assistance

Posted by on Apr 25, 2012 in Travel Insurance Company Reviews | 12 comments

Allianz Global Assistance

Allianz Global Assistance is a travel insurance company that has always believed in fair prices for their insurance plans. They offer affordable insurance with services that are essential to those who travel abroad.

read more

Travel Guard

Posted by on Feb 22, 2012 in Travel Insurance Company Reviews | 18 comments

Travel Guard

Travel Guard has been around for more than 20 years. They are the leading travel insurance provider in the United States. They have thorough travel insurance plans that are sent to about 15,000 travel companies throughout the world.

read more

Travel Insured International

Posted by on Apr 23, 2011 in Travel Insurance Company Reviews | 8 comments

Travel Insured International

Travel Insured International is one of the top trip insurance providers and has been offering solid insurance plans for decades. Their trip protection plans are a combination of comprehensive coverage and financial prudence for travelers.

read more